Currently the Hong Kong interbank offer rate (HIBOR) is at 0.5%. It is normal that on interest only transactions, banks will then charge a margin of between 0.6% and 1.2%. Therefore unknown 'Limited' companies with no track record, but backed well and buying good quality assets can expect financing costs of circa. HIBOR + 1%.

Given the current US Fed Fund Rate of 0.25%, the Hong Kong banks have largely followed suit (to prevent large FOREX carry trade).

This in effect means that Real Mortgage interest rates in Hong Kong are now negative. In other words, if you borrow 100% of the cost of a property and then rent it out, the rental income will be more than the mortgage payments.